Collections Engine
DPD buckets · FSA beats · Legal notice tracking
DPD Bucket Timeline
Soft
1–30 days
Automated SMS/WhatsApp reminders
0
Early
31–90 days
Reminders + EMI restructure offer + First FSA visit
0
Hard
91–150 days
2nd FSA visit + Distributor loop + Landlord loop
0
NPA L1
151–180 days
SARFAESI Section 13(2) notice — liquidate kitchen collateral
0
NPA L2
180+ days
PDC bounce → Section 138 NI Act — criminal case
0
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No collection activities yet
Once loans are disbursed, overdue EMIs will appear here automatically. DPD buckets update every morning at 6:00 AM IST via cron.